As the Internet makes it easy for this information to ‘travel,’ it is vital for consumers to safeguard their digital footprint.

About 60 percent to 70 precent of payment transactions are currently conducted online, following the COVID-19 pandemic and its resulting lockdowns.

Cashless payments methods such as Touch ‘n Go eWallet, GrabPay and ShopeePay have become popular and widely accepted in the last two years, due to their convenience, hygienic mode of transaction and value in terms of rewards.

Practising safe online habits and managing personal data can help consumers to be less susceptible to cybercrimes, such as fraud, which results in financial losses and personal data theft.

What’s more important, when it comes to maintaining online safety is education, awareness and a healthy dose of caution.

At the end of the day, consumers should learn how to spot signs of potential scams.